Blue Cross and Blue Shield offers much more than just health insurance, their dental plans have been getting a lot of great reviews and they are worth a look if you are searching for the right dental plan for you and your family.
You should note that they use an independent company that provides Blue Cross and Blue Shield members, their network of PPO dentists so, though you will receive cover, it may not be as much as some of the other dental insurance plan companies offer. This company has plans which aim to cover all that you or your family might want when it comes to looking after your dental health.
The main dental plan that Blue Cross and Blue Shield offer is called Personal Blue dental. Personal Blue Dental members get to select a dentist from the network that the company wants their members to use when they wish to receive dental care. Members get unparalleled access to see network dentists and also get quality dental care when they choose to see a network dentist.
The plan covers everything from routine cleanings to major restorations, all of which are covered up to 75%. On procedures that come under preventive services, members get covered for up to 75%, on procedures that come under basic restorative services, members get covered for up to 50% and on procedures that come under restorative services, members get covered for up to 50%.
Members also get discounts on non covered dental services and get up to 40% cover on these services when they choose to see a network dentist as opposed to if they see an out of network dentist.
However, members are also allowed to see out of network dentists and they will still be covered, just not as much as they would be if they opted for seeing a network dentist instead.
Overall, the plan gives members an annual maximum benefit of $1,250.
Want to hear about other great benefits to Blue Cross Dental plans? Check out the previous link and you will find some reviews of what people are saying about this insurance plan. You can also find some other great companies and compare their dental plans with affordable dental insurance.